Fiscorio is a app initially created with Vercel’s <v0.dev> platform intended to help track your personal networth. I have then modified it to add extra features.

V0 does a great job of creating a new application, skipping the requirement to create a large amount of boilerplate manually. While Javascript frameworks often claim that you only need a single command to create a new application, there is often debate about what that command is. Due to the natural fast-paced nature of the web, documentation and guides are often out of date or no longer considered best practice. Since the aim of Fiscorio was to create a finacial app, not learn a new web framework, V0 was the way to go.

But enough about why I used V0 to boilerplate the app. Why do I need this? What does it do? How does it work? Those are great questions. Keep reading to be englightened.

Why do I need this?

I have been recording at least some of my financial data since I was 16. My first forey into, what you could loosly call, financial planning was to figure out how much money I needed to earn after graduating from university to pay off my student loan. At 16, I was not actually at university, but I knew I wanted to end up there after college. Now, as an astute reader, you will already have realised my first question was very well defined. In the UK, a “Plan 2” student loan is wiped after 30 years, effectively meaning any job with any pay would technically satisfy my requirement of paying off my student loan.

What I really wanted to know was: what is the salary and salary progression that would lead me to pay back the most amount of money? I wanted to find out if getting a well paid job straight after graduating was better or worse then getting a poorly paid graduate job then progressing quickly to a more senior level. Perhaps unsurprisingly, the answer pretty much always came out as: the more you earn, and the earlier you earn it, the less you will eventually pay back. In hindsight, kind of obvious right?

So, if after reading all this you think “yeh, that’s the kind of thing I would do” then Fiscorio approaches a different problem with the same attitude. In the most basic terms, I wanted a way to see how much money I had (or don’t have) across all my accounts. You might think something like Monzo or another budget tracking app with support for Open Banking might come to the rescue, however the apps I could find do not support all my accounts, and most importantly, no app has support for pensions. I wanted a way to see everything related to me and my money. That is how Fiscorio was born.

🚀 Deploy your own

If you’d like to duplicate my success then:

• Use the button below to deploy to Vercel
• Or clone https://github.com/markhorn-dev/astro-nano